Home loan calculators

EMI, eligibility, affordability, prepayment, balance transfer and rent vs buy.

Home loan 8 tools

Calculate home loan EMI, total interest and a year-by-year amortization schedule for any loan amount, rate and tenure. S…

Estimate the maximum home loan and property price you can afford from net monthly income, existing EMIs, rate, tenure an…

See how a one-time or yearly prepayment on your home loan cuts total interest and tenure, keeping the same EMI. Compares…

Compare your current home loan with a lower-rate offer after processing fees, legal and valuation charges: interest save…

Compare renting and investing the down payment against buying with a home loan over your holding period: equity built, a…

Model a home loan whose EMI rises (or falls) by a fixed percentage every year: starting EMI, how fast the loan closes ve…

Check whether the rent on a flat bought on loan covers the EMI, maintenance and vacancy: monthly out-of-pocket amount, b…

Estimate the monthly payout a senior citizen can draw under a reverse mortgage against a self-owned house: loan-to-value…

India-first rules: stamp duty per state with women-buyer concessions, bigha and biswa by region, GST on under-construction homes, section 194-IA TDS, post-2024 capital gains.
Exact where others approximate: irregular plots use a diagonal and Heron\'s formula, not the average-of-sides shortcut.
Every page shows its working: formula, assumptions, a worked example and the official source to verify against.
Open API: every calculator answers at /api/calc/{slug}?… as JSON, free to use with attribution.

Estimates for planning only; not financial, legal or tax advice.